Find out what you're entitled to — in under a minute
Millions of pounds in UK benefits go unclaimed every year. Enter your household income and circumstances below for an instant, anonymous estimate of your Universal Credit and benefits entitlement for 2025/26.
- 2025/26 DWP rates
- 100% anonymous
- No sign-up, no cost
Benefit entitlement calculator
A guide to your monthly Universal Credit. Estimate only — confirm on GOV.UK.
This is a guide only and not a benefit award. For an official figure use the GOV.UK benefits calculators or a free adviser at Turn2us.
Benefits & everyday calculators for UK life
Beautifully simple, accurate tools built around the numbers that matter at home — benefits, bills, budgets, health, dates and the everyday sums in between.
Universal Credit Calculator
Estimate your full UC award element by element, including housing and child elements.
Open tool → 🏠Council Tax Calculator
Work out your annual and monthly council tax bill by band, with single-person discount.
Open tool → 👶Child Benefit Calculator
How much Child Benefit you'll get — and how the High Income Charge claws it back.
Open tool → 📈UK Inflation Calculator
See what a sum of money from any past year is worth today, using ONS CPI data.
Open tool → 9.9K/mo⏱️Pro-Rata Salary Calculator
Convert a full-time salary into part-time pay based on the hours you actually work.
Open tool → 🧾Budget Calculator
Build a clear monthly budget and instantly see your surplus or shortfall.
Open tool → 🏖️Holiday Entitlement Calculator
Your statutory paid holiday in days — full-time, part-time or by hours worked.
Open tool → ⚖️Compensation Calculator
A guide to personal-injury claim values using Judicial College bracket ranges.
Open tool → 💶Euros to Pounds
Convert EUR to GBP with an editable, illustrative exchange rate.
Open tool → 💵Dollars to Pounds
Convert USD to GBP fast, with a rate you can update to today's figure.
Open tool → 🐎Each-Way Bet Calculator
Work out returns on each-way bets including place terms and the win portion.
Open tool → 🐶Dog Age Calculator
Convert your dog's age to human years using the modern size-based method.
Open tool → New👵Pension Credit Calculator
Check how much Guarantee Credit could top up your weekly income in retirement.
Open tool → 🔑Housing Benefit Calculator
Estimate help with rent after the bedroom tax, LHA cap and income taper.
Open tool → 🤝Carer's Allowance Calculator
Check the 35-hour care rule and £196 earnings limit for Carer's Allowance.
Open tool → 🏷️Council Tax Reduction
Estimate a means-tested discount on your council tax bill — up to 100%.
Open tool → 🤒Statutory Sick Pay Calculator
Work out your SSP including the three waiting days and 28-week maximum.
Open tool → 🤰Statutory Maternity Pay
Your full 39-week SMP — 90% for 6 weeks, then £187.18 a week.
Open tool → 🧱Benefit Cap Calculator
Check whether the benefit cap reduces your Universal Credit, and the exemptions.
Open tool → 💷Pounds to Euros
Convert GBP to EUR with an editable rate, reverse rate and conversion table.
Open tool → 💵Pounds to Dollars
Convert GBP to USD fast, with a rate you can update to today's figure.
Open tool → 🎂Age Calculator
Your exact age in years, months and days, plus a countdown to your next birthday.
Open tool → 🤱Due Date Calculator
Estimate your baby's due date and trimester using the NHS 40-week method.
Open tool → 🌸Ovulation Calculator
Find your fertile window and ovulation day from your cycle length.
Open tool → ⚖️BMI Calculator
Your Body Mass Index and NHS weight category, in metric or imperial.
Open tool → 🏃Running Pace Calculator
Pace, speed and predicted 5K, 10K, half and full marathon finish times.
Open tool → ⛽Fuel Cost Calculator
The petrol or diesel cost of any journey from distance, MPG and price per litre.
Open tool → 📅Days Between Dates
Count days, weeks, months and working days between any two dates.
Open tool → ％Percentage Calculator
Percentage of a number, one value as a percent of another, and percentage change.
Open tool → 📐Unit Converter
Length, weight, temperature and volume between metric and imperial units.
Open tool → 🩺Employment & Support Allowance
New Style ESA for 2025/26 — personal rate plus the Support or work-related component.
Open tool → 💼Jobseeker's Allowance
New Style JSA at £72.90 or £92.05 a week, with earnings and pension deductions.
Open tool → 👨👩👧Child Tax Credit
Now replaced by Universal Credit — see the equivalent UC child elements for 2025/26.
Open tool → 🧑🏭Working Tax Credit
Replaced by Universal Credit — estimate your in-work UC top-up with the 55% taper.
Open tool → 🔥Winter Fuel Payment
Check the £200 or £300 payment and the new £35,000 income clawback for pensioners.
Open tool → New💡Energy Bill Calculator
Estimate your gas and electricity bill using the 2025 Ofgem price cap rates.
Open tool → ⚡Electricity Cost Calculator
The running cost of any appliance from its wattage, hours and price per kWh.
Open tool → 🔵Gas Bill Calculator
Estimate your gas bill from kWh using the Ofgem unit rate and standing charge.
Open tool → 💧Water Bill Calculator
Metered water and sewerage costs from your cubic-metre usage, plus standing charges.
Open tool → 🍎Calorie Calculator
Daily calories to lose, gain or maintain weight using the Mifflin-St Jeor equation.
Open tool → 🔥BMR Calculator
Your Basal Metabolic Rate and maintenance calories, in metric or imperial.
Open tool → 🚰Water Intake Calculator
How much water to drink a day from your weight and activity, in litres and glasses.
Open tool → 😴Sleep Calculator
Best bedtimes and wake-up times using 90-minute sleep cycles.
Open tool → 📏Height Converter
Feet and inches to centimetres and metres, in both directions.
Open tool → ⚖️Weight Converter
Stones, pounds, kilograms and grams — any unit to any other, instantly.
Open tool → 🌡️Temperature Converter
Celsius, Fahrenheit and Kelvin with the exact conversion formulas.
Open tool → 📐cm to Inches Converter
Centimetres to inches and back, exact to 2.54 cm per inch.
Open tool → 🪨Stone to kg Converter
Stones and pounds to kilograms — ideal for UK body weight on health forms.
Open tool → ♿PIP Daily Living Calculator
Estimate your Personal Independence Payment points and the daily living and mobility rates.
Open tool → 🧓Attendance Allowance
Check the lower and higher Attendance Allowance rates for over-State-Pension-age care needs.
Open tool → 🤰Maternity Allowance
Estimate Maternity Allowance for the self-employed and those who can't get Statutory Maternity Pay.
Open tool → 👨🍼Paternity Pay Calculator
Work out Statutory Paternity Pay — up to two weeks at £187.18 or 90% of earnings.
Open tool → 🕊️Bereavement Support Payment
Check the lump sum and monthly Bereavement Support Payment after losing a partner.
Open tool → 📶Broadband Cost Calculator
Compare the true yearly cost of broadband deals including mid-contract price rises.
Open tool → 📺TV Licence Cost Calculator
Work out your TV Licence cost monthly, quarterly or yearly, with concession checks.
Open tool → 🔧MOT & Service Cost Estimator
Estimate the combined cost of an MOT and a car service, including common extras.
Open tool → 🍷Alcohol Units Calculator
Count units in your drinks and check them against the NHS 14-units-a-week guidance.
Open tool → ❤️Heart Rate Zones Calculator
Your training heart-rate zones from age and resting rate, using the Karvonen method.
Open tool → 👟Steps to Miles Calculator
Turn your daily steps into miles and kilometres from your height or stride length.
Open tool → 🎯Ideal Weight Calculator
A healthy weight range for your height using BMI and the Devine formula.
Open tool → 🧒Child BMI Calculator
Your child's BMI centile and NHS weight category by age and sex.
Open tool → 🛣️Miles to km Converter
Convert miles to kilometres and back — exact to 1.609344 km per mile.
Open tool → ⛽Litres to Gallons Converter
Litres to UK or US gallons and back, with both gallon sizes side by side.
Open tool → 🚗mph to km/h Converter
Convert speeds between miles and kilometres per hour, with UK limits in km/h.
Open tool → 🌾Acres to Hectares Converter
Convert land area between acres and hectares — 1 hectare ≈ 2.47 acres.
Open tool → 📐Sq ft to Sq m Converter
Convert floor area between square feet and square metres for property and flooring.
Open tool → 👨👧Child Maintenance Calculator
Estimate your CMS payment using the official 12%, 16% or 19% gross-income formula and shared-care nights.
Open tool → 🍽️Free School Meals Eligibility
Check whether your child qualifies for free school meals on the Universal Credit earnings test.
Open tool → 🕯️Funeral Cost Calculator
Build a realistic UK funeral estimate — director's fee, burial or cremation, the wake and extras.
Open tool → 💊Prescription Prepayment Certificate
See whether an NHS PPC saves you money at £9.90 an item, with the 3- and 12-month break-even.
Open tool → 🦷NHS Dental Charges Calculator
Work out NHS dental costs in England across the three bands — £27.40, £75.30 and £326.70.
Open tool → New💍Wedding Budget Calculator
Split one wedding budget into a sensible spend per area — venue, catering, photography and more.
Open tool → 🎉Party Budget Calculator
Cost per head for any party, split across food, drink, venue and entertainment.
Open tool → 🚘Petrol Cost Per Mile
Your exact pence-per-mile from MPG and the pump price, using the UK gallon (4.546 L).
Open tool → New🔌EV Charging Cost Calculator
The cost to charge an electric car and your pence per mile, for home, off-peak and public charging.
Open tool → 🍗Protein Intake Calculator
Your daily protein target in grams from weight and activity, with everyday food examples.
Open tool → 🚶Calories Burned Walking
Calories burned on a walk from your weight, pace and time, using MET values.
Open tool → 👟Daily Step Goal Calculator
A realistic daily step target from your current count, age and aim — with distance and calories.
Open tool → 🍺Litres to Pints Converter
Litres to UK or US pints and back — 1 UK pint = 0.568261 L, shown side by side.
Open tool → 🥛ml to fl oz Converter
Millilitres to UK or US fluid ounces and back, with the UK fl oz the smaller one.
Open tool →Why so many people miss out on benefits they're owed
Every year around £23 billion in benefits and support goes unclaimed across the UK, according to estimates from Policy in Practice and the charity Turn2us. The reasons are rarely about eligibility — they're about confusion. The system is complex, the language is intimidating, and many people simply assume they "won't qualify" without ever checking.
Universal Credit has replaced six older "legacy" benefits — including Working Tax Credit, Child Tax Credit, Housing Benefit and income-based Jobseeker's Allowance — into a single monthly payment. Whether you qualify, and for how much, depends on your income, savings, housing costs, number of children, and any health conditions. Our calculator brings those factors together so you can get a realistic figure in seconds, before deciding whether to make a claim.
For 2025/26, a single person aged 25 or over receives a Universal Credit standard allowance of £400.14 a month. A couple both aged 25 or over get £628.10 a month. Extra "elements" are added for children, housing costs and disability, then your award is reduced by 55p for every £1 you earn above any work allowance.
How our benefit calculator works
The calculator follows the same logic the Department for Work and Pensions (DWP) uses to build a Universal Credit award. It starts from your standard allowance, then adds the elements that apply to your household:
- Child element — an extra amount for each dependent child (a higher rate applies to a first child born before 6 April 2017).
- Housing element — help towards rent, capped at your eligible rent.
- Limited Capability for Work-Related Activity (LCWRA) — an additional amount if a health condition limits your ability to work.
It then applies two reductions: the earnings taper (your award falls by 55% of net earnings above the work allowance) and a capital deduction if your savings are above £6,000. Savings above £16,000 usually mean you can't claim Universal Credit at all. These are exactly the thresholds published in the DWP's "What you'll get" guidance for 2025/26.
2025/26 Universal Credit standard allowance rates
| Your circumstances | Monthly standard allowance |
|---|---|
| Single, under 25 | £316.98 |
| Single, 25 or over | £400.14 |
| Couple, both under 25 | £497.55 |
| Couple, one or both 25 or over | £628.10 |
Source: DWP / GOV.UK, 2025/26 benefit rates. Figures shown per assessment period (roughly one month).
Benefit calculator questions, answered
Is this benefits calculator accurate?
It gives a close estimate using the official 2025/26 Universal Credit rates published by the DWP. Your actual award depends on a full assessment of your circumstances — including your exact earnings each month and your housing situation — so always confirm with an official check on GOV.UK or a free adviser at Citizens Advice or Turn2us.
Do I have to enter my name or any personal details?
No. The calculator runs entirely in your browser. Nothing you type is sent to a server, saved, or shared with anyone. It is completely anonymous and free to use.
What is the Universal Credit standard allowance for 2025/26?
For 2025/26 the monthly standard allowance is £400.14 for a single person aged 25 or over, £316.98 if single and under 25, £628.10 for a couple where one or both are 25 or over, and £497.55 for a couple both under 25.
Does earning money reduce my Universal Credit?
Yes. After any work allowance, Universal Credit is reduced by 55p for every £1 you earn from work — this is called the taper rate. Our calculator applies the 55% taper and the relevant work allowance automatically, so the figure you see reflects your earnings.
Will my savings affect my claim?
Savings and capital between £6,000 and £16,000 reduce your award by £4.35 a month for every £250 (or part of £250) above £6,000. If you have more than £16,000 in savings you usually cannot claim Universal Credit at all. The calculator applies these rules for you.